Protect Your Workers No Matter What Boat They’re On

When considering which insurance options to pursue the needs of your business, it can be important to look beyond what is required by law. Maritime employers liability endorsement is not required by federal or state standards, but many business owners find it to be a crucial bit of protection against the unknown.

Coverage Standards

To know whether or not this is a good fit for your needs, it can help to first have a general understanding of the basics. Essentially, this type of insurance covers workers who are on vessels owned by people or entities other than your business. As seen on the Merrimac website, this type of insurance covers a few key areas including:

Loss of life
Illness contracted while on the vessel
Injuries sustained on vessel
Multiple Boats at Once

This type of coverage can be a huge help to those who have many employees working across a number of boats at the same time. No matter which vessel your crew might be tending to, this type of insurance helps to protect them from any unforeseen disasters that might occur.
Taking out the right policy can make a huge difference to your business. You need to make sure that you and your employees are always protected. Explore how this unique type of liability coverage can help your business and see how you can make positive changes right away.

Insurance Coverage for Arcadia Businesses and Residents

Residents and businesses of the San Gabriel Valley can rest easy with Arcadia insurance services behind them. Insurance plans are here to help protect the sense of community in this area and provide support for times when unexpected situations arise, whether it is in your personal life or your business.

Policies With Your Best Interests In Mind

Arroyo’s headquarters in Arcadia helps clients with both personal and professional insurance services. These policies are designed to protect and help mitigate risks individuals and businesses face, including claims of human errors and damage from natural disasters. Your personal life can benefit from the following policies:

Auto insurance
Homeowner’s insurance
Life insurance
Recreational vehicle insurance
Watercraft insurance
Motorhome insurance

Businesses also need insurance plans to be protected from lawsuits and other damages that may happen during the course of your work. This includes policies for workers’ compensation, cybersecurity, general and professional liability, auto insurance or any other policy specifically for business. The following are some industries these policies can cover:

Healthcare
Non-profit
Real estate
Construction
Entertainment
Technology
Auto dealers
Energy
Protection When You Need It Most

You can protect your personal life or your business, or both, with Arcadia insurance services. When you do, you can enjoy the priceless benefit of having peace of mind knowing you are covered in times of need.