Having a bar or tavern can be a great source of income, especially if run correctly. People go to bars for a variety of reasons, such as drinking, watching sports and singing karaoke. If you have these events and others, you can be a great success. However, there are also a lot of liabilities to think of when it comes to owning a bar. Bar and tavern insurance programs exist for the sole purpose of helping with these liability concerns.
The right kind of insurance company will be able to insure your business no matter what kind of bar, tavern or nightclub it is. Many of these companies can also offer advice to their clientele on how to decrease the risk of a liability issue.
There are a lot of liabilities that will be covered by bar and tavern insurance programs, such as protection against bodily injury and property damage, liquor liability and assault and battery liability. These three are very important in the event that something happens due to having a lot of drunken patrons at the bar, something that every bar owner has to have in mind. If you have a bar or are considering opening one, look over the different types of coverage offered and get insured today.