3 Questions to Ask Regarding Insurance for Your Valet Services

valet insurance

The professional field of valet services is fast-growing, so ask your insurance company these three questions to protect your business now and in the future.

1. What Events Are Covered by General Liability?

One of the most important insurance areas to cover for your valet business is the general liability sector. Accidents can happen to even the most organized business owners or managers, so make sure your business is protected in the eventuality that one of your valet drivers accidentally hits another vehicle or a pedestrian.

2. What Options Are Available for Workers Compensation?

Like most businesses today, if you hire employees then it is a valuable idea to make sure you are up-to-date on your state’s requirements for workers compensation. Further, safeguard your company and employees with a valet insurance policy that can cover disability or medical coverage if they are hurt while on the job.

3. What Garage Liability Plans Are on the Market?

The majority of the time a client’s vehicle is in your care, it will likely be in a parking lot or garage deck. Therefore, research insurance policies that include coverage for potentially damaging events that can happen while the vehicle is parked, such as theft or collision. While you focus on returning vehicles in the condition you received them, you can relax knowing your insurance plan is protecting your business.

By understanding the unique aspects of your company operations, you can ask the right questions and find a valet insurance plan tailored to protect your business, employees and clients’ property.